For Loan Officers & Real Estate Professionals
Your client needs insurance. We handle it.
No more chasing an agent or waiting a day for a bound policy. Share your personal OneHourBinder link with your buyer or borrower. They request their own quote, and we handle the quote, bind and documentation. With your client's permission, we keep you updated.
Run a brokerage or lending team? See team partnerships →
Sent here by your lender or agent? Start your request →
You manage the transaction. We manage the insurance process.
The Problem
Insurance shouldn't be your closing problem. Chasing it down wastes your time.
Most borrowers get insurance eventually — the friction is in between. You shouldn't have to chase an agent or track down a binder that should've already landed in your inbox.
Borrower forgets to shop
It's a week from closing and homeowners insurance is still an open item — not because it's hard, just because nobody prioritized it.
The agent never sends the policy
Coverage gets bound, but the documentation doesn't make it to you or the lender without someone following up to ask for it.
You're the one chasing updates
Instead of working the file, you're calling an agent to find out if the borrower even followed through.
Your insurance desk. Without hiring one.
We take the insurance task off your plate. With your client's permission, we keep you in the loop without you having to ask.
Keep the transaction moving.
We work around the closing timeline so insurance doesn't sit untouched on the file.
Stop chasing the insurance.
You shouldn't have to follow up to find out where things stand. Once your client requests, we take it from there and, with their permission, keep you posted.
Delivered to the closing file.
When coverage is bound, the paperwork goes straight to your client. With their permission, we send a copy to you and your processor or team too. No one has to chase it down.
Built For How You Work
One partner, two audiences
Whether you originate the loan or the sale, the outcome you need is the same: insurance handled, closing on schedule.
Your Homeowners Insurance Desk
Stop chasing borrowers, agents and insurance documentation. Share your link and let OneHourBinder manage the insurance process.
- Licensed insurance professional handles the file
- Direct communication with your borrower, after they request it
- Mortgagee and lender requirements coordinated
- Status updates to you, with your borrower's permission
- Binder and evidence of insurance delivered when coverage is bound
Your Buyer's Insurance Resource
Give your buyer a direct path to a licensed insurance professional without adding another task to your transaction checklist.
- One personal link to share with your buyer
- Direct communication with your buyer, after they request it
- Licensed insurance professional handles the process
- Closing-focused workflow
- Keeps insurance off your transaction task list
How It Works
From request to binder.
You share your link. Your client requests. We manage the insurance workflow.
Share
Send your personal link to your client.
Request
Your client enters their details and gives their own consent.
Bind
We quote and handle the insurance process.
Deliver
Documentation goes to your client, and to you with their permission.
Closing-Focused Support
You don't need another task. You need another resource.
That's the whole point — a dedicated point of contact for insurance, so speed and documentation are handled without you having to manage it.
When To Use Us
Every file. Same simple process.
Simple or complicated, tight timeline or harder property — you don't need to figure it out. Have your client request through your link, and it's handled.
"We're closing in a few days."
We move quickly when the closing clock is already running.
"The lender won't accept this policy."
We handle whatever needs adjusting — coverage, deductible, or mortgagee details — before it's accepted.
"This one isn't straightforward."
We work through the details so you don't have to.
Licensed to handle the transaction.
Licensed in Maryland, Pennsylvania, Virginia and D.C.
Our licensed insurance professionals place homeowners insurance in the following jurisdictions. See our licensing page for details.
HOMEOWNERS INSURANCE, HANDLED.
No more chasing. Just share your link.
Choose your role to get your personal referral link — your client requests, and we take it from there. OneHourBinder does not pay for referrals, and your client may choose any insurance provider.